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Are you 55 or older and finding managing your finances is becoming difficult? Have you had to start paying the bills for the first time ever, or paid a bill twice? Maybe you have started receiving late notices, spending more than you have, or are just feeling overwhelmed by bills. Spectrum Generations can help. 
 
Spectrum Generations offers the Money Minders program to qualified seniors in central Maine (Kennebec, Somerset, Waldo, Knox, or Lincoln, or Sagadahoc County, including Brunswick and the Harpswells.) 
 
To be eligible for the Money Minders program at no fee you must be 55 and older, have a low to moderate annual income of  $33,700 or less is single, or $38,550 for couples, and liquid assets of less than $50,000.  Liquid Assets means cash assets, such as bank accounts (savings, CDs, money market funds), but do not include real property, such as houses or cars or Retirement Accounts.  The person being served must be competent and able to make ALL financial decisions about the handling of their money, sign their own checks and keep full control of their bank accounts and other assets.
 
We also offer the program on a fee for service basis If you exceed the above eligibility standards and still require help.  You must be 55 and older and have an annual income of $45,000 or less if single, or $55,000 or less for couples, and no more than $100,000 in liquid assets.
 
If any of the above apply to you, or if you are interested in becoming a Money Minder Volunteer contact Casey Henson at 207-607-4406 or chenson@spectrumgenerations.org

Consumer Financial Protection Bureau (CFPB)

CFPB's mission is to make markets for consumer financial services work for all Americans. Please use this link if you have concerns about applying for a mortgage, choosing a credit card, or any other financial product.

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Phone (207) 622-9212 or toll free at
1-800-639-1553
Phone One Weston Court
Augusta, ME 04330
Phone spectrum@spectrumgenerations.org
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Service Locator

Home Office

Home Office
One Weston Court
Augusta, ME 04330
(800) 639-1553

Northern Kennebec County

Muskie Center
38 Gold Street
Waterville, ME 04901
(207) 873-4745

Lincoln County

Coastal Center
521 Main Street,
Damariscotta, ME 04543
(207) 563-1363

Waldo County

Waldo Center
18 Merriam Road
Belfast, ME 04915
(207) 338-1190

Somerset County

Somerset Center
30 Leavitt Street
Skowhegan, ME 04976
(207) 474-8552

Southern Kennebec County

Cohen Center
22 Town Farm Road
Hallowell, ME 04347
(207) 626-7777

Sagadahoc County

Sagadahoc ADRC
35 Union Street
Brunswick, ME 04011
(207) 729-0475

Knox County

Knox ADRC
87 Elm Street, Suite 204A
Camden, ME 04843
207-596-0339

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Spectrum Generations is an equal opportunity provider. Please let us know if you require special accommodations.
Spectrum Generations